California Individual Health Insurance

Since the passage of the Affordable Care Act (ACA), it is now required for most Americans to have a health insurance policy in place that includes the Minimum Essential Benefits (MEB). If your employer does not provide coverage, you can purchase private individual health insurance in California.

If you qualify for government assistance you will need to enroll through Covered California, the California Health Exchange. Otherwise, you can go directly through a medical insurance company. Your health insurance broker or agent should be able to get you quotes, help you choose a plan and enroll you through the Exchange or directly with a carrier.

Free Online California Health Insurance Quotes for Individuals and Families

The quotes form you complete on the web should not require an email or phone number. Click California health insurance quotes to view affordable rates instantly online.

California Individual Plans for 2016 and 2017

The cheapest plans available for most California individuals are the bronze plans. If you qualify for a subsidy, that can lower your monthly premiums even more. Based on your income, you may qualify for Cost Sharing Reduction (CSR) on the Silver Plan. Normally, it’s a Silver 70, but keep an eye out for the Silver 73, 87 or 94. If you qualify for one of these plans, then you will not only get a subsidy, but you will get richer benefits at the same price you would have been paying for a normal Silver Plan. The Silver 94 offers the best California individual health insurance benefits that you can get through the Exchange.

 

by Stephen Saucier

If you’re shopping for Health Insurance in California you’ve probably got some questions. Or perhaps you have insurance but are having trouble understanding your plan. It can be hard to know where to turn. Regardless of your situation there may be free online resources available to you that can help.

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Posted: October 30th, 2015 under Individual Health Insurance

by Esmeralda Mercado

Within the last few weeks Covered California sent out letters and emails advising many members that they need to provide proof of lawful presence, or else… So what happens if Covered California does not receive the documents they requested? What are these documents and is everyone required to provide them?

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Posted: September 17th, 2014 under Individual Health Insurance