California Health Care

Find latest news, legislation and regulations related to the California health care system. Medical coverage services in the golden state are offered through the following options:

  • Covered California: The Health Exchange Marketplace
  • Insurance Carriers: providing off-exchange medical benefits
  • Veterans Administration (VA) Health Care Coverage
  • Medi-Cal
  • Prison Health Care for California

Health care in California has gone through radical changes since the passage of the Patient Protection Affordable Care Act (PPACA) in 2010 and the implementation of Health Care Reform in 2013. Obamacare plans in California are sold through the state health insurance exchange, Covered California.

Individuals, families and businesses can enroll on a health care plan through Covered California, through Medi-Cal, through a health insurance broker, or by contacting a health insurance carrier directly. Popular carriers offering health insurance in California include Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, Health Net, Molina and United Healthcare. For rates and benefits, click California Health Insurance Quotes. Open Enrollment 2017 is from November 1, 2016 to January 31, 2017. Outside of that window, you may apply during the Special Enrollment Period as long as you have a qualifying life event.

Government agencies that regulate health care in California include the California Department of Insurance, the California Department of Health Care Services, the Department of Managed Health Care (DMHC) and Ombudsman. The DMHC and Ombudsman offer protections and legal assistance for the consumers of health care in California.

 

If I’m in the 400-600% of FPL Range, Why Do I Get $0 Subsidy?

Whether or not you receive a state subsidy depends on what percentage of your income is required to pay your monthly premiums. If your California health insurance premiums are more expensive, you are more likely to get a state subsidy.

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Posted: September 26th, 2019 under Covered California Insurance

Health insurance consumers in California may be eligible for both federal and state subsidies in 2020. Federal subsidies have been available since the beginning of the Affordable Care Act in 2013. However, starting January 1, 2020, there will also be additional money for discounts on health insurance premiums funded through the State of California.

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Posted: September 19th, 2019 under Covered California Insurance

California Gets New Subsidies and a Penalty to Shore Up Obamacare in California

In late June, California Governor Gavin Newsome signed the state’s fiscal year 2019-2020 budget, which increased premium subsidies in California for the next three years.

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Posted: September 18th, 2019 under Covered California Insurance

According to Peter Lee, President of Covered California, the California State Exchange is “more committed than ever” to their mission of getting the resident of California covered with health insurance. The mission includes the following:

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Posted: September 17th, 2019 under Covered California Insurance

How much can you expect to spend on health care during your retirement years? The answer depends on your overall health and your life expectancy. One study found that the average household can expect to spend around $122,000 on health care costs for the remainder of their lifetimes from age 70 on. Households in the top 5% of spenders can expect to pay around $330,000 in health care costs over the rest of their lives.

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Posted: June 27th, 2019 under Covered California Insurance