California Health Care

Find latest news, legislation and regulations related to the California health care system. Medical coverage services in the golden state are offered through the following options:

  • Covered California: The Health Exchange Marketplace
  • Insurance Carriers: providing off-exchange medical benefits
  • Veterans Administration (VA) Health Care Coverage
  • Medi-Cal
  • Prison Health Care for California

Health care in California has gone through radical changes since the passage of the Patient Protection Affordable Care Act (PPACA) in 2010 and the implementation of Health Care Reform in 2013. Obamacare plans in California are sold through the state health insurance exchange, Covered California.

Individuals, families and businesses can enroll on a health care plan through Covered California, through Medi-Cal, through a health insurance broker, or by contacting a health insurance carrier directly. Popular carriers offering health insurance in California include Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, Health Net, Molina and United Healthcare. For rates and benefits, click California Health Insurance Quotes. Open Enrollment 2017 is from November 1, 2016 to January 31, 2017. Outside of that window, you may apply during the Special Enrollment Period as long as you have a qualifying life event.

Government agencies that regulate health care in California include the California Department of Insurance, the California Department of Health Care Services, the Department of Managed Health Care (DMHC) and Ombudsman. The DMHC and Ombudsman offer protections and legal assistance for the consumers of health care in California.

 

Is Supplemental Insurance for Medicare Right for You?

Medicare is the U.S. health insurance program designed to provide coverage to people over the age of 65, as well as individuals with end-stage renal disease and younger people with certain disabilities. One of the key benefits of Medicare is to help to control a person’s health care costs as they get older. As long as a person meets certain requirements, there are no premium payments for certain types of Medicare and the care you receive is often free or low-cost.

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Posted: April 8th, 2021 under Covered California Insurance

 

High Deductible Plans and HSAs

With high deductibles and rising health care costs across the nation, more and more Americans are looking for ways to make their medical care more affordable. One method many Americans are turning to is opening a health savings account, also referred to as an HSA. HSAs are widely considered by financial experts to be one of the best savings options available to consumers. 

If you’re considering enrolling in an HSA, you may be wondering — what does an HSA cover? Do I qualify for an HSA...

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Posted: April 8th, 2021 under Covered California Insurance

Do you need supplemental insurance? The short answer is yes. Supplemental insurance is used to complement insurance plans that provide basic medical coverage. Supplemental coverage often refers to supplemental dental insurance and supplemental vision insurance. It can also cover expenses that your primary plan doesn’t cover, like coinsurance, copayments or deductibles. 

If you have health insurance through your employer, you may think you don’t need to purchase supplemental insurance p...

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Posted: April 8th, 2021 under Covered California Insurance

What to Expect in Health Care in 2021

After a year when health care remained top of mind across the nation, 2021 should be another year with the industry in the spotlight. The COVID-19 pandemic and its complications continue to be a source of concern. You can expect to see the emergence of changes in health care for 2021 helping the nation move forward. 

There are challenges to overcome in 2021, but some positive developments are likely to advance the medical field and empower Americans to receive a higher quality of health care from no...

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Posted: April 8th, 2021 under Covered California Insurance

In August of 2021, Consumers Who Have Been on EDD for 1+ Weeks This Year May Qualify for the Silver 94 at $1/mo.

Due to the Federal UI Supplement of the American Rescue Plan, if someone has received unemployment insurance for at least one week in 2021, then they qualify for the following:

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Posted: April 8th, 2021 under Covered California Insurance , Individual Health Insurance