California Health Care

Find latest news, legislation and regulations related to the California health care system. Medical coverage services in the golden state are offered through the following options:

  • Covered California: The Health Exchange Marketplace
  • Insurance Carriers: providing off-exchange medical benefits
  • Veterans Administration (VA) Health Care Coverage
  • Medi-Cal
  • Prison Health Care for California

Health care in California has gone through radical changes since the passage of the Patient Protection Affordable Care Act (PPACA) in 2010 and the implementation of Health Care Reform in 2013. Obamacare plans in California are sold through the state health insurance exchange, Covered California.

Individuals, families and businesses can enroll on a health care plan through Covered California, through Medi-Cal, through a health insurance broker, or by contacting a health insurance carrier directly. Popular carriers offering health insurance in California include Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, Health Net, Molina and United Healthcare. For rates and benefits, click California Health Insurance Quotes. Open Enrollment 2017 is from November 1, 2016 to January 31, 2017. Outside of that window, you may apply during the Special Enrollment Period as long as you have a qualifying life event.

Government agencies that regulate health care in California include the California Department of Insurance, the California Department of Health Care Services, the Department of Managed Health Care (DMHC) and Ombudsman. The DMHC and Ombudsman offer protections and legal assistance for the consumers of health care in California.

 

If you are a Californian with no health insurance in 2020, you may face a tax penalty in 2021. Though in 2019 the Trump administration rescinded the tax penalty established by the Affordable Care Act, you may still need to pay a tax penalty in 2021 if you live in California and do not have health insurance. 

Your options are either to not carry health insurance and pay a penalty at tax time or to enroll in a qualified insurance plan and avoid paying the penalty, though some exceptions may apply depending on your circumstances.

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Posted: October 23rd, 2020

Mix the complicated worlds of health care and politics and you can end up with nothing but confusion. Health care in the 2020 election has been a hot topic, alongside other key issues. We’re here to help Californians and all Americans better understand the health care policies put forth by the 2020 presidential candidates: President Donald Trump and former Vice President Joe Biden. We’ll discuss the Republican vs. Democratic stance on health care and how these candidate’s policies compare.

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Posted: October 23rd, 2020

As the cost of health care continues to rise, many consumers are concerned about how they will be able to fit health insurance into their budgets. Due to the increasing costs, consumers are looking into alternatives. One option that tends to come up is a health share plan. 

What exactly are health share plans? What can a health share plan offer you, and what do you need to know about these plans before you commit to one? As a California resident, you should understand the difference between health insurance and health share plans to make the best decision for you and your fa...

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Posted: October 23rd, 2020

Minor Benefit Changes on Bronze, Silver, Gold and Silver 87

The Golden State is getting a pleasant surprise in 2021. Covered California rates are going up 0.6% on average and the plan benefits are not changing very much.

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Posted: September 23rd, 2020 under Covered California Insurance

by Wendy Barnett

When you have lost your job, your medical insurance from your employer can end, too.  Being without work can be a stressful time, but understanding your health insurance options doesn’t have to be. There are four important things to know when you have lost your job health insurance:

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Posted: May 7th, 2020 under Apply with Covered California , Covered California Insurance