California Health Care

Find latest news, legislation and regulations related to the California health care system. Medical coverage services in the golden state are offered through the following options:

  • Covered California: The Health Exchange Marketplace
  • Insurance Carriers: providing off-exchange medical benefits
  • Veterans Administration (VA) Health Care Coverage
  • Medi-Cal
  • Prison Health Care for California

Health care in California has gone through radical changes since the passage of the Patient Protection Affordable Care Act (PPACA) in 2010 and the implementation of Health Care Reform in 2013. Obamacare plans in California are sold through the state health insurance exchange, Covered California.

Individuals, families and businesses can enroll on a health care plan through Covered California, through Medi-Cal, through a health insurance broker, or by contacting a health insurance carrier directly. Popular carriers offering health insurance in California include Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, Health Net, Molina and United Healthcare. For rates and benefits, click California Health Insurance Quotes. Open Enrollment 2017 is from November 1, 2016 to January 31, 2017. Outside of that window, you may apply during the Special Enrollment Period as long as you have a qualifying life event.

Government agencies that regulate health care in California include the California Department of Insurance, the California Department of Health Care Services, the Department of Managed Health Care (DMHC) and Ombudsman. The DMHC and Ombudsman offer protections and legal assistance for the consumers of health care in California.

 

Minor Benefit Changes on Bronze, Silver, Gold and Silver 87

The Golden State is getting a pleasant surprise in 2021. Covered California rates are going up 0.6% on average and the plan benefits are not changing very much.

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Posted: September 23rd, 2020 under Covered California Insurance

by Wendy Barnett

When you have lost your job, your medical insurance from your employer can end, too.  Being without work can be a stressful time, but understanding your health insurance options doesn’t have to be. There are four important things to know when you have lost your job health insurance:

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Posted: May 7th, 2020 under Apply with Covered California , Covered California Insurance

DOI Reminds Agents to Make Clear the Differences Between HCSM’s and Insurance

In a press release put out today, the California Department of Insurance admonished insurance agents in the state to make sure that clients know what they getting when they enroll in a Health Care Sharing Ministry. These health sharing plans have become more and more popular in the state, and the DOI is concerned that consumers may not really understand what they are getting.

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Posted: March 11th, 2020

Citing Misleading Practices, the DOI Cracks Down on This Health Care Sharing Ministry (HCSM)

Today, March 10, 2020, the California Department of Insurance issued a cease and desist order to Aliera Healthcare and Trinity. Aliera is a Health Care Sharing Ministry (HCSM). It was exempt under the Affordable Care Act, meaning those enrolled with Aliera were not issued a penalty for being uninsured. However, the DOI has cited the problem of deceptive or misleading marketing practices.

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Posted: March 11th, 2020

Health insurance is an important investment. Without it, you would be responsible for covering 100% of the expenses if something major happens to you, such as surgery or an extended hospital stay. With health insurance, though, a large sum of the medical and hospitalization expenses would be covered if you have an illness or injury. However, there are several things to consider before you choose a plan, like the deductible amount.

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Posted: February 13th, 2020 under Covered California Insurance