California Health Care

Find latest news, legislation and regulations related to the California health care system. Medical coverage services in the golden state are offered through the following options:

  • Covered California: The Health Exchange Marketplace
  • Insurance Carriers: providing off-exchange medical benefits
  • Veterans Administration (VA) Health Care Coverage
  • Medi-Cal
  • Prison Health Care for California

Health care in California has gone through radical changes since the passage of the Patient Protection Affordable Care Act (PPACA) in 2010 and the implementation of Health Care Reform in 2013. Obamacare plans in California are sold through the state health insurance exchange, Covered California.

Individuals, families and businesses can enroll on a health care plan through Covered California, through Medi-Cal, through a health insurance broker, or by contacting a health insurance carrier directly. Popular carriers offering health insurance in California include Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, Health Net, Molina and United Healthcare. For rates and benefits, click California Health Insurance Quotes. Open Enrollment 2017 is from November 1, 2016 to January 31, 2017. Outside of that window, you may apply during the Special Enrollment Period as long as you have a qualifying life event.

Government agencies that regulate health care in California include the California Department of Insurance, the California Department of Health Care Services, the Department of Managed Health Care (DMHC) and Ombudsman. The DMHC and Ombudsman offer protections and legal assistance for the consumers of health care in California.

 

How much can you expect to spend on health care during your retirement years? The answer depends on your overall health and your life expectancy. One study found that the average household can expect to spend around $122,000 on health care costs for the remainder of their lifetimes from age 70 on. Households in the top 5% of spenders can expect to pay around $330,000 in health care costs over the rest of their lives.

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Posted: June 27th, 2019 under Covered California Insurance

The Affordable Care Act significantly reduced the number of uninsured people in California. In 2013, the uninsured rate in the state was 16 percent, but that figure dropped to nine percent in 2015. That means there are still nearly three million people in the state without insurance. Cost is one of the top reasons people remain without health coverage. In 2018, premiums in California increa...

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Posted: June 25th, 2019 under Apply with Covered California , Covered California Insurance

If you have a small business, running your company is your top priority, but you still need to consider health insurance for your employees. Offering benefits to your workers helps you retain a loyal workforce, even if you only have a single employee. Here’s what you need to know about sorting through the options and choosing the right health insurance for your small business.

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Posted: June 24th, 2019

If you’re in the two-thirds of high school graduates in America who decide to attend college, making the transition to this new chapter of your life can be exciting and also sometimes daunting. Sometimes, it involves moving away from home for the first time, leaving behind family, friends, pets and everything familiar. For many young people, college marks their transition to adulthood and financial independence. Part of this independence involves making respons...

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Posted: March 5th, 2019

Health insurance has not always been a necessity of American life. The relatively recent invention of health coverage merged into the concept of employer-provided insurance. Health insurance’s history and future are tied directly into the care the policies pay for. Understanding one requires a knowledge of the other. Here’s what makes health insurance in the United States so unique.

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Posted: March 5th, 2019