Health Insurance
for California

Life happens - so get covered and stay covered

There is something for everyone

Not sure how Obamacare affects your health care plans in California? Learn how the ACA works in California, including benefits, costs and enrollment.

Covered California is the Golden State’s official health exchange marketplace where individuals, families and small businesses can find high-quality, low-cost California government health insurance.

Learn about Obamacare income guidelines in California using our income limits chart, and see if you’re eligible for government assistance.

Learn about the Covered California website. Find easy online enrollment. Set up your account, log in, buy insurance and more on the California health marketplace website.

Finding Affordable Health Insurance in California

The state of California offers a wide variety of affordable health care insurance options, from plans that give you and your family long-term coverage to short-term plans that protect you from gaps in between insurance plans. You can rest assured you’ll find exactly the plan you need.

Who Requires Coverage?

When Obamacare was passed in 2010, it required all U.S. citizens and permanent residents to have health insurance that meets the minimum essential requirements. Everyone must be enrolled in a health plan all year ‘round. If you go without health coverage, you will pay a tax penalty.

What Is Available?

You can find the following types of plans:

  • Individual and Family Healthcare Plans: Since the passing of the Affordable Care Act, all health insurers are required to meet minimum essential requirements with their healthcare plans. This means they must provide coverage for things such as hospital stays, emergency care, preventative and wellness care, and prescription drugs. These plans are ACA compliant and offer high-quality, affordable coverage to everyone, regardless of pre-existing medical conditions.
  • Short-Term Plans: Short-term health plans offer medical coverage for a short period. They vary in length and are an excellent option for people looking to fill healthcare insurance gaps, people who want to cover special events and those who missed the open enrollment period. These plans are not ACA compliant and won’t protect you from huge medical bills or tax penalties.
  • Medicare: Medicare is granted to qualifying individuals over the age of 65 who suffer from chronic illnesses or disabilities.
  • Medicaid: Medicaid is offered to individuals and families with low household incomes.

Where Can I Enroll in a Health Plan?

Health for California gives you quick and instant access to quotes for Obamacare individual, family and business plans. Our process is fast, easy and free. Simply tell us a few things about yourself, and we’ll give you the best quotes from multiple providers in your area.

When Can I Enroll?

The 2018 open enrollment period is now open. This means anyone can sign up for health coverage. Act fast. The 2018 open enrollment period will close on January 31 in California. If you’ve experienced a qualifying life event such as losing a job, having a baby or changing homes, you may be eligible to enroll outside the open enrollment period, or 60 days after the event date.

For live support regarding health insurance in California, call 1-877-752-4737.

Covered California is a registered trademark of the state of California. | © 2018 Health for California Insurance Center