Finding Affordable Health Insurance in California
The state of California offers a wide variety of affordable health
care insurance options, from plans that give you and your family long-term
coverage to short-term plans that protect you from gaps in between insurance
plans. You can rest assured you’ll find exactly the plan you need.
Who Requires Coverage?
When Obamacare was passed in 2010, it required all U.S. citizens
and permanent residents to have health insurance that meets the minimum
essential requirements. Everyone must be enrolled in a health plan all year
‘round. If you go without health coverage, you will pay a tax penalty.
What Is Available?
You can find the following types of plans:
Individual and Family Healthcare Plans: Since the passing of the Affordable
Care Act, all health insurers are required to meet minimum essential
requirements with their healthcare plans. This means they must provide coverage
for things such as hospital stays, emergency care, preventative and wellness care,
and prescription drugs. These plans are ACA compliant and offer high-quality,
affordable coverage to everyone, regardless of pre-existing medical conditions.
Short-Term Plans: Short-term health plans offer medical coverage for a short period.
They vary in length and are an excellent option for people looking to fill healthcare
insurance gaps, people who want to cover special events and those who missed the open
enrollment period. These plans are not ACA compliant and won’t protect you from huge
medical bills or tax penalties.
Medicare: Medicare is granted to qualifying individuals over the age of 65 who
suffer from chronic illnesses or disabilities.
Medicaid: Medicaid is offered to individuals and families with low household incomes.
Where Can I Enroll in a Health Plan?
Health for California gives you quick and instant access to quotes for Obamacare
individual, family and business plans. Our process is fast, easy and free.
Simply tell us a few things about yourself, and we’ll give you the best quotes from
multiple providers in your area.
When Can I Enroll?
The 2018 open enrollment period is now open. This means anyone can sign up for health
coverage. Act fast. The 2018 open enrollment period will close on January 31 in California.
If you’ve experienced a qualifying life event such as losing a job, having a baby or
changing homes, you may be eligible to enroll outside the open enrollment period, or 60
days after the event date.
For live support regarding health insurance in California,
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