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Have You Lost Your Job Health Insurance?
by Wendy Barnett When you have lost your job, your medical insurance from your employer can end, too.  Being without work can be a stressful time, but understanding your health insurance options do...

California Department of Insurance Speaks Out About Drawbacks of Health Care Sharing Ministries
DOI Reminds Agents to Make Clear the Differences Between HCSM’s and Insurance In a press release put out today, the California Department of Insurance admonished insurance agents in the state to make...

CA Department of Insurance Issues Cease and Desist to Aliera and Trinity
Citing Misleading Practices, the DOI Cracks Down on This Health Care Sharing Ministry (HCSM) Today, March 10, 2020, the California Department of Insurance issued a cease and desist order to Aliera He...

Who Should Enroll in OneShare?
There are two main categories for those who should enroll in OneShare programs: individuals and list bill. OneShare Enrollment for Individuals Individuals who would benefit from OneShare include...

OneShare Monthly Contribution Amounts
OneShare monthly contributions vary across the programs depending on your medical coverage. The monthly contribution amount for each plan is set for the program year and based on ages 18-64. Many...

Catastrophic OneShare Plans
The Catastrophic OneShare option is the lowest priced OneShare plan. The Catastrophic plan has only four age ranges: 18-39, 40-49, 50-59, 60-64. In contrast, the Classic and Complete programs cove...

The Complete Program
The Complete Program is the most comprehensive OneShare plan. Individuals have four options for ISA during enrollment. The out-of-pocket maximum for the Complete program does not exceed three time...

The Classic Program
Here is a breakdown of the Classic program (Basic, Enhanced and Crown plans) and why you should enroll. Basic, Enhanced & Crown Plans In all three plans, members are allowed unlimited visits...

OneShare Maternity and Newborn Coverage
With OneShare, maternity is only available on the Classic Crown and Complete programs. For the two plans, the Individual Sharing Amount (ISA) must be met in order to get up to: $5,000 for natur...

Pre-Existing Conditions, Waiting Periods and Cancer
Pre-existing conditions are called the 24/24. These conditions have a 24-month lookback and 24-month waiting period. Pre-existing conditions are those illnesses that you have been seen, diagnosed...