Covered California Health Insurance Carriers

Find Health Insurance Companies Offered on the California Health Exchange

In the past, many Californians opted out of health insurance. But skipping health insurance can cause problems. In addition to the threat of facing a serious health issue without a means to pay for it, you can now be fined if you don’t have health coverage that meets the minimum essential requirements. Luckily for you, there are many health insurance companies in California that can help you find affordable health coverage. 

Health Insurance Companies in California

California was the first state to come up with a health insurance marketplace as mandated under the Affordable Care Act. It works with 11 different health insurance companies to offer Obamacare health plans for 2017 and 2018. All the 11 carriers provide individual and family insurance. Six of the carriers provide group health insurance for small businesses in California.

Covered California will continue partnership with these 11 different health insurance companies to offer Obama Care California health plans for 2017 and 2018. These 11 Covered California carriers are available in the individual and family marketplace. Six of the carriers are offered for group health insurance for California small businesses.

The state of California has been sectioned into 19 different pricing regions. Health insurance company plan offerings and prices vary by region. Three or more health insurance companies will be available to at least 82 percent of all Californians, and there will be at least 2 carrier options for everyone.

Obama Care Plans and Prices provide an overview of the Covered California metallic plans and benefits for individuals and families.

Insurance options

Aetna CVS Health

Aetna is one of the country’s largest and oldest health insurance providers. The company began in Connecticut as a life insurance provider in the 1800s. In 2023, Aetna CVS Health joined Covered California. It’s available in several counties.
Aetna is known for offering individual and family plans that are compliant with the Affordable Care Act. It also offers Better Health of California, a Medi-Cal managed care plan, to residents in Sacramento and San Diego counties. For more information, learn about Aetna health Insurance here.

Get a Quote for Aetna

Anthem Blue Cross

Founded in the mid 1940’s in Indiana, Anthem is a nationwide health plan that believes health connects people to each other. They are dedicated to offering quality care and providing value to their members, along with helping improve the health of communities. Anthem currently only offers EPO plans through Covered California in selects parts of the state which is primarily in Northern California. For more information, click Anthem Blue Cross Covered California

Get a Quote for Anthem Blue Cross

Blue Shield of California

Blue Shield, founded in 1939 and based out of San Francisco, is a not-for-profit health plan dedicated to providing Californians access to high quality health care. The organization serves more than 3.4 million members and has almost 65,000 physicians across the state. Blue Shield offers HMO and PPO plans as well as Health Savings Account plan options. For more information, click Blue Shield Covered California.

Get a Quote for Blue Shield

Chinese Community Health Plan

Chinese Community Health Plan has been serving the San Francisco Bay Area since 1986. They have a strong commitment to providing high quality, affordable CA health care services to all of their members. CCHP coverage is available to anyone in San Francisco and/or northern San Mateo counties. They offer HMO plans.

Get a Quote for CCHP

Health Net

Based out of Los Angeles, Health Net was founded in 1977 and currently provides health benefits to 5.9 million individuals in all 50 states. Available in most counties in California, they offer HMO, HCSP, EPO and PPO plans. For more information, click Health Net Covered California.

Get a Quote for Health Net


Inland Empire Health Plan (IEHP) is one of the country’s largest Medicaid health insurance providers. It’s known for offering free community wellness programs and a local customer support team.

IEHP was established in California in 1994 as a Medi-Cal managed care plan in the Inland Empire region. Today, IEHP offers three types of health insurance to residents in Riverside and San Bernardino counties. All of its plans provide essential benefits, like coverage for emergency services and doctor visits. Plans include IEHP Medi-Cal, its Medi-Cal plan available to eligible residents, and IEHP DualChoice, a Medicare-Medicaid plan. Its third option, IEHP Covered, includes Covered California plans for those not qualifying for Medi-Cal.

Anyone seeking comprehensive, affordable medical insurance in San Bernardino or Riverside counties can consider IEHP. Get more information about IEHP Health Care.

Get a Quote for IEHP

Kaiser Permanente

Kaiser Permanente’s roots go all the way back to the Great Depression. Today KP is comprised of the nonprofit and public-benefit corporations: Kaiser Foundation Health Plans and the Kaiser Foundation Hospitals; along with the for-profit professional organizations, the Permanente Medical Groups. One of the largest not-for-profit health plans in the nation, Kaiser serves more than 10 million members and is based out of Oakland, California. Coverage with Kaiser is available in most areas and they offer HMO and Health Savings Account HMO plans. For more information, click Covered California Kaiser Plans.

Get a Quote for Kaiser Permanente

L.A. Care Health Plan

As a not-for-profit health plan, L.A. Care believes in providing quality health coverage at an affordable price. They are the nation’s largest publicly operated health plan with 1.6 million enrolled members. L.A. Care offers HMO plans. For more information, click LA Care Health Plan.

Get a Quote for L.A. Care

Molina Healthcare

Founded in 1980 and based out of Long Beach, California, Molina Healthcare’s mission is to provide quality health services to financially vulnerable families and individuals covered by government programs. They have health plans, medical clinics and a health information management solution. No other organization of its kind does all three. Molina offers HMO plans. For more information, click Molina Insurance.

Get a Quote for Molina Insurance

Sharp Health Plan

Serving San Diego and Riverside counties since 1992, Sharp is the largest locally based health plan in San Diego. Sharp is a not-for-profit organization that offers various health care options for individuals, families, and businesses. They value affordability and choice while delivering high quality care and personal service. Sharp offers the HMO Network 1 “Premier” (copay) plan as well as a HMO Network 2 “Performance” (coinsurance) plan. For more information, click Sharp Healthcare Plans.

Get a Quote for Sharp Healthcare

Oscar Health

Founded in 2013, Oscar Health Plan of California is one of the only health insurance companies created “in the new world of the Affordable Care Act.” They believe health insurance should be simple, smart, and friendly. Being a new company Oscar brings a fresh perspective and are reinventing how to manage care, process claims, control healthcare costs, and provide transparency by leveraging technology in new ways. For more information, click Oscar Health Insurance.

Get a Quote for Oscar Health Insurance

Valley Health Plan

Owned and operated by the County of Santa Clara, Valley Health Plan’s mission is to “ensure that Valley Health Plan members receive quality care and service at the right time, at the right place, by the right provider.” They offer HMO plans. For more information, click Valley Health Plan.

Get a Quote for Valley Health Plan

Western Health Advantage

As a regional health plan, Western Health Advantage is happy to be a local organization. Founded in Sacramento, WHA serves families and individuals in Sacramento, Yolo, Solano, El Dorado, Placer, Marin, Napa, and Sonoma counties. Their mission is “To provide an affordable, high quality alternative to for-profit health insurance plans and national HMO’s. WHA offers HMO and Health Saving Account HMO plans. For more information, click WHA Insurance.

Get a Quote for WHA Insurance


Medi-Cal is free or low-cost health coverage for children and adults with limited income and resources. It’s typically different from other Covered California plans because it is regulated by the state, and offered based on income qualification via the state. For more information, click Medi-Cal Eligibility California.

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Health for California gives you quick and instant access to quotes for Obamacare individual, family and business plans. Our process is fast, easy and free. Simply tell us a few things about yourself, and we’ll give you the best quotes from multiple California health insurance companies.

Not sure how Obamacare affects your health care plans in California? Learn how the ACA works in California, including benefits, costs and enrollment.

Covered California is the Golden State’s official health exchange marketplace where individuals, families and small businesses can find high-quality, low-cost California government health insurance.

Learn about Obamacare income guidelines in California using our income limits chart, and see if you’re eligible for government assistance.

Learn about the Covered California website. Find easy online enrollment. Set up your account, log in, buy insurance and more on the California health marketplace website.