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No Documentation for Life Events Outside of Open Enrollment

To enroll in California outside of Open Enrollment (November 1 – January 31), all insurance carriers and Covered California require that you have a special enrollment reason that qualifies you to apply during the off season. Covered California and most carriers require additional documentation to prove that you have a legitimate life event to enroll.

Western Health Advantage is on the honor system. When you apply outside of Covered California through WHA no documentation of your qualifying event is requested. This means less hassle and the quicker you can be on your way.

Click here for additional information about Life Events.


Not sure how Obamacare affects your health care plans in California? Learn how the ACA works in California, including benefits, costs and enrollment.


Covered California is the Golden State’s official health exchange marketplace where individuals, families and small businesses can find high-quality, low-cost California government health insurance.


Learn about Obamacare income guidelines in California using our income limits chart, and see if you’re eligible for government assistance.


Learn about the Covered California website. Find easy online enrollment. Set up your account, log in, buy insurance and more on the California health marketplace website.