Find Affordable Health Insurance

We need your best guess estimate of what you think your income will be.

- What income did you make last year?

- Do you think you will make the same income this year?

Estimated Household Income for 2020
List the annual gross taxable income you anticipate receiving for January 1 through December 31, 2020 for everyone that is included on your tax return, even if they are not applying. This is usually your Adjusted Gross Income (AGI). If you are not sure about what your income should be, please consult a Tax Professional.

Please note that for self-employment income (like sole proprietors, and 1099 contractors), use the net amount (profit made after business expenses).

This will determine if you qualify for a government subsidy and will be an estimate based on your family size and income. The actual subsidy amount will be finalized during the enrollment process.

What if I estimate my income too high?
If you estimate your income too high, you will end up getting less of a discount on your health plan, but you may get more money back when you file your taxes for 2020.

What if I estimate my income too low?
If you estimate your income too low, you will end up getting more of a discount on your health plan, but you may have to pay back some (or all) of your subsidy when you file your taxes for 2020.

What if my income changes mid-year?
If you have a significant change of income mid-year, please call us. We can adjust your income. If you are decreasing your income, that may increase your discount or put you on Medi-Cal. If you are increasing your income, that may lower the amount of your discount and increase your monthly premium, but it will protect you so you don’t take a big hit at tax time.

What do I count and what do I not count?